Repairing Homes | Refreshing Communities | Renovating Lives
Your application must include a repair quote from
a licensed & insured contractor.

Solid Rock Housing Support’s Home Repair Program (SRHS) will help fund minor home improvements for single-family homeowners with real property or mobile homes within Muskegon County. In order to apply homeowners must:
•Live and occupy the property as their primary residence in Muskegon County
•Have a household income that does not exceed 80% of Muskegon County’s area median income. (See income limits below).
•Must hold a homeowners insurance policy with hazardous insurance premiums current at the time of application.
•The home is not listed for sale.
•The home is not in jeopardy of loss. Repairs will be denied if there is a house payment or property tax arrearage, unless a workable plan exists for paying the arrearage.

Meeting these qualifications are not a guarantee of acceptance, but are just the min needed to apply.

80% of Area Median Income (2023 Limits)
Housing Repair Program - HUD Home Income Limits based on a family size and may be subject to change.
Your household’s annual income must not exceed the income limits below minimum qualification

1 person
2 person
3 person
4 person
5 person
6 person
7 person
Muskegon County

•All applications for service are subject to approval.
•Applying for services is not a guarantee of acceptance into the Home Repair Program.
•Any false or misleading information regarding household size, income and/or insurance coverage will disqualify applicant from participating in Solid Rock Housing Support’s programs.
•It is up to the homeowner to make sure their application is complete before turning it in.
    1.  A completed application must consist of pages 4-5 filled out
    2.  Income documentation
    3.  Proof of insurance
    4.  A quote for repairs from a licensed & insured contractor or company.

Eligible Improvements

Eligible improvements for the housing repair program must fall into one of the following categories.

  • Water Heater
         Repair or replace water heater
  • Furnace
         Repair or replace furnace or components
        Increase efficiency
  • Housing Accessibility Modifications
        Installation of grab bars and stability rails
         Handrails for stairs
  • Minor Plumbing
         Clear clogged drain lines
         Repair or replace toilets
         Repair or replace leaking faucets and sinks
  • Minor Electrical
         Repair or replace outlets or switches
        Breaker box repairs
Quote from a licensed and insured contractor must be turned in with application
to be considered for acceptance into Solid Rock's Home Repair Program.

Financial Amounts and Terms

•The maximum dollar amount given by SRHS for repairs will not exceed $3,000. If repairs are less than $3,000, homeowners will not receive the difference.
•All repairs are governed by a Mortgage Agreement evidenced by a Promissory Note and secured by the homeowner terms set during the standard home assessment.
•The term of the co-payment required shall be determined by the homeowner’s ability to pay and will be on monthly payments.
•The co-payment percent rate will not exceed 75% of the total repair amount:
     •30% or below the Area Median Income - 25%
     •31%-50% of Area Median Income - 50%
     •51% - 80% of Area Median Income - 75%
•Approved applications will be subject to a $60 processing fee added to the total.

Documents Needed to Apply

•Completed Application
•Proof of all Earned and Unearned Income
      2022 or 2023 W2 or Tax Return
      Current Social Security Statement
•Proof of Hazard Insurance
     Examples of proof of insurance include copies of the policy declaration page and the most recent statement
         Proof must contain: insurance carrier, policy number, policy expiration date, premium balance owed
•Quote for repairs
     recent quote from a licensed & insured company or contractor that details the repairs needed.

Solid Rock Housing Support
280Ottawa Street, Muskegon, Michigan 49442-1011
(231) 727-6020 |

Applicant Information

Co-Applicant Information

Household Composition
If necessary, use a separate page for listing additional people

List all other persons who live in the house.
Relationship to you
Employed (Yes/No)

Income for EACH household member over 18 years old
including yourself and co-applicant (if applicable)

List all other persons who receive income
Source of Income
(Salary, Pension, VA, Social Security, etc)

Additional Questions

Is the deed to your home in your name?
Are there any other names on the deed?
Do you presently have insurance coverage on your home?
Have you been served a notice of foreclosure?
Are your property taxes current?
How did you hear about this program?
If you have a disability and/or language needs, please describe any special accommodations below: 

OPTIONAL Demographic Data

The Housing Repair Program is open to all residents regardless of race, color, national origin, sex, disability, age, marital status, sexual orientation, familial status, and religion. The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. Federal law requires we ask applicants for their demographic information in order to monitor our compliance with Equal Credit Opportunity and Fair Housing Guidelines. The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. Providing this information is voluntary. However, if you choose not to provide the information and have made the application in person, Federal Regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname.


By signing this application, I/We authorize Solid Rock Housing Support (SRHS) to obtain certain information for evaluating this application and to disclose this information to local agencies participating in the programs.

By signing this application, I/We also understand SRHS may take photographs of my/our home and/or household members. I/We further acknowledge that SRHS owns all rights to the photographs and may use these photographs for advertising or promotional purposes.

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